International Health insurance in Luxembourg

Luxembourg provides very high-quality healthcare services. Medical staff are well trained and very often speak English and French. The medical facilities, which are numerous in the capital, are well equipped. In rural areas, access to health centers may be limited. The Luxembourg National Health Fund (CNS) manages all hospitals in the country and sets the rates for all consultations.

The public health system is funded by compulsory contributions from residents and companies. It provides Luxembourg nationals with access to certain types of healthcare free of charge, although supplementary medical coverage is mandatory. Salaried expatriates are also required to take out supplementary health insurance through their employers. Non-salaried expatriates or self-employed persons must take out private international health insurance.

For European nationals, the European Health Insurance Card (EHIC) will only cover some types of emergency care.

General practitioners

General practitioners consult with or without an appointment. They are often French-speaking, but some also speak English. GPs also consult at home. A consultation with a GP costs around 37 euros.

Specialists

To consult a specialist, you will need a prescription from a general practitioner, except in an emergency. As a guide, a consultation with a dentist in Luxembourg costs around 30 euros. Most specialists speak English.

Hospitals in Luxembourg are very well equipped, the medical team is well trained, and they generally speak English. Although all hospitals are equipped with an emergency department, they are not all open 24 hours a day. However, an “on-call” system provides access to emergency services at all times.

There are pharmacies all over Luxembourg which are well stocked with health products and medicines. Some medicines are only available on prescription. Some pharmacies are open 24 hours a day.

In case of emergency

Call 112.